Get the VA Home Loan You Deserve

VA loans are available to active-duty service members, veterans, members of the National Guard or Reserves, and in some cases, surviving spouses. Eligibility is typically based on your length and type of service.

No — one of the biggest advantages of a VA loan is that you can purchase a home with zero down payment, in most cases.

No. Unlike most low- or no-down-payment loan options, VA loans do not require private mortgage insurance, helping you save hundreds each month.

The VA funding fee is a one-time charge paid directly to the Department of Veterans Affairs. It helps keep the program running. This fee can be rolled into your loan, and some borrowers (like those with service-connected disabilities) may be exempt.

Yes! Your VA loan benefit is reusable. You can use it again after selling a home, and in some cases, even own more than one VA-backed property.

The VA doesn’t set a minimum score, but most lenders look for a credit score of at least 620. Josh can help review your report and guide you through improving your score, if needed.

Most VA loans close in about 30 days or less, depending on the situation. We work hard to make the process fast and smooth.