Consider this. I know that as a home buyer, it’s a critical part of the decision to know what the monthly costs are going to be. But with so many variables, I think mortgage calculators miss some vital pieces. For starters, property taxes and home owners insurance, if included, could be wildly off. Taxes in Utah are vastly different than elsewhere in the Union. Ours are much lower than many places. So if I build a mortgage calculator, I have to have a drop down to choose the